3 mortgage myths everyone is talking about right now. The typical mortgage myths are expected since most won’t speak to a professional before making a decision. Let me know how my team and I can help!

✅ Housing is safe, over time people need places to live. The better the long-term demographics in your area, the more stability/consistent growth potential.
✅You need a perfect credit score to qualify for a mortgage: While a good credit score can help you get a better interest rate on your mortgage, it is not the only factor that lenders consider.
✅You need to put 20% down to avoid private mortgage insurance (PMI). While it is true that many lenders require PMI if you put down less than 20%, there are also many mortgage programs that allow you to avoid PMI even if you put down less than 20%.
✅ Refinancing in a higher interest rate environment. It’s all about opportunity costs. If you have to unlock equity to buy another property, it’s worth it.

Please get in touch with us for more information to get started on your next home buy/sell or investment property! If you need a great real estate agent in your local area, please reach out to me so that I can connect you with some of the best agents in the country. I work with thousands of agents globally and can point you in the right direction

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As a real estate agent, long-time housing market investor, and market advisor, my job is to help my clients get to retirement quicker. Whether I’m focused on the housing market, stock market, or economy, I want to ensure I put my clients in a win/win situation. For more information feel free to reach out. I would love to chat about your options and see what I can do to help you in any housing market. Investing wisely now will be the key to your long-term success.

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